The Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure information in consumer credit bureau files is accurate. Under this law, after you finish making payments on a settled account, the creditor must notify the credit reporting agencies that the balance of the account is zero. They often do not. We work with a national consumer protection law firm, that will help you obtain your credit report after each settlement and review them to make sure the creditor is accurately reporting. 

If the account is not reported accurately, the Law Firm will help you dispute the reporting to get it fixed for FREE. If it is not corrected within 30 days, they will help you pursue a claim against the creditor. Under the Fair Credit Reporting Act law, the defendants must pay our fees and costs and you can earn up to $1,000 and get your credit repaired.